U.S. Bank provides commercial business banking services
Banker Nghia Truong values a strong client relationship based on customer service and trust.
Nghia Truong, Business Banking Officer
8401 E. Belleview Avenue | Denver, CO 80237
Office: 303-713-6499 | Cell: 720-305-8338
If you are looking to open your own practice or refinance on a commercial property, visit Nghia Truong at U.S. Bank to get all the information and services you need. Truong has been in banking for ten years.
“I have grown from being a personal banker, to a licensed registered representative, to now a commercial and business banking officer,” he said.
He currently works with U.S. Bank’s commercial business banking clients in refinancing/purchasing real estate, equipment financing, and SBA loans. Truong also works with the Strategic Alliance Group that provides financing for dentists, doctors, veterinarians, optometrists, and ophthalmologists.
He says that Colorado is a smaller market compared to other markets, in the sense that banks know their competitors. “We know what values everyone in our marketplace brings,” he said. “Reputation is noted and valued, rather than only pricing and product.”
“Because Colorado is a smaller market, we depend on customer service, reputation, and trust. It is important to know where you can get exceptional customer service, where you can find trust in your services, and where you can work with a reputable banker.”
What makes Truong standout is his communication and empathetic approach to business banking. He believes that “trust is built over time, but customer service sets the stage.”
Not only is it important to have a strong business relationship between the client and banker, Truong focuses on connecting people for potential growth opportunities. For example, he often makes connections between clients looking to purchase a business with ones who have businesses for sale.
“If a client was interested in purchasing a business and real estate and used a loan broker, he would typically be charged a 1% fee. If that client had a strong banking relationship, he could just bypass the loan broker and save on that 1%.” This is what Truong does for his clients.
He is also able to see trends in financials, make recommendations on potential growth factors. “Businesses are constantly looking for growth,” he said. “I am able to analyze accounting forms in order to make recommendations in expense control, leverage cash flow management, and depreciation tax benefits.”
The benefits of the U.S. Bank practice finance program include:
• Competitive pricing for purchases and refinances of practice financing;
• Making leverage recommendations for potential business growth; and
• Understanding tax implications to assisting business client for future managerial decisions.
“My relationship with Nghia Truong has given me detailed insights to investing in another business. My money and time is very important to me. Nghia Troung truly understands this and put my tensions at ease by carefully walking me through step by step. I am now getting ready to invest into multiple businesses with less frustration and stress that haunted me before. I really appreciated all the attention and care shown to me by Nghia. I’m glad to have a partner in business in U.S. Bank that really knows what they are doing.” – Nam Kim
“I worked with Nghia at U.S. Bank for a commercial loan refinance. He very easily won my trust at the beginning of the process and he kept my trust throughout the process. He was extremely professional and fun to work with. He did what he said he would do and I always felt he had my best interest in mind. I would highly recommend him to anybody and I am looking forward to next opportunity to work with him.” – Jeet Poonia
Credit products are subject to normal credit approval and program guidelines. Some restrictions may apply. U.S. Bank and its representatives do not provide legal, tax, or accounting advice. Each tax and financial situation is unique. You should consult with your tax, accounting, or legal advisor for a clear understanding of how various banking products could impact your specific business conditions. Deposit products offered by U.S. Bank National Association. Member FDIC.